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The RoadCover Offering

RoadCover is a service offering that manages your claim with the RAF from start to finish, allowing its members who become motor vehicle accident victims, to be compensated by the RAF in full, at NO cost to themselves!

The Services of RoadCover

  • Members will have a dedicated RoadCover Legal practitioner to formulate their claim with the RAF.

  • RoadCover manages the entire claim from start to finish, effectively halving the claim turnaround time.

  • Members receive 100% of the RAF pay-out – RoadCover charges no additional fees.

  • For the duration of the claim the individual receives the following:

       - Legal representation

       - Administration and claims management

       - Accident reconstruction

       - Required Medico-Legal reports

       - Required actuarial reports

       - Past and future loss of earning reports

       - Past and future loss of support reports

Who is Entitled to Claim?

  • A person who was personally injured (except a driver who was the sole cause of the accident)

  • The dependant of a deceased victim

  • A close relative of the deceased in respect of funeral expenses

  • A claimant under the age of 18 who must be assisted by a parent or legal guardian


What you could claim for?

  • Medical expenses (past and future)

  • Funeral expenses

  • Loss of earnings or income if a person is disabled (past and future)

  • Loss of support for a dependant of a deceased victim (breadwinner, past and future)

  • General damages for pain, suffering, and disfigurement in the case of bodily injury as determined after examining the extent and severity of the injury


The Value Proposition

To ensure that victims of motor vehicle accidents have immediate access to an effective Road Accident Fund (RAF) claims management system with NO costs to themselves.

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